Why Exempt Seniors Over 55?

In their new budget plan, Republics plan to basically end Medicare, but not for people 55 or older. They say their rationale is that people 55 and older have made plans based on the current system and it wouldn't be fair to take Medicare away from them now.

I suspect their are a lot of people under age 55 who have also been counting on Medicare. Parents putting kids through college may be counting on catching a break on health care costs once they turn 65. Call me cynical, but I think this exemption for older people is probably an attempt to buy them off. If seniors aren't affected, maybe they won't be quite as mad about the proposal.

If privatizing Medicare will lower medical costs and reduce the deficit, why not start it today? We can protect seniors already enrolled in Medicare by giving them vouchers to pay for the full cost of private health insurance. Seniors wouldn't be hurt economically and the country would benefit.

Implementing vouchers for seniors health care now would also give us a chance to see if the idea really works. Come to think of it, has anyone asked insurance companies to develop the kind of insurance policies that the Republics say will be available for seniors under their plan? I'd like to see what they cost and what is covered.

Republic Plan To Ration Health Care

Republics screamed about rationing and death panels in the Democratic plans for health care reform. Of course there has been health care rationing forever. As I've written before, unless there are unforeseen changes to health care in the future, there will always be rationing of health care. The question in whether we can find rational, humane ways to ration.

Republics plan to save Medicare by giving people tax credits and having them buy insurance on the open market. From the reports we've heard, the plan is to control and reduce health care costs by giving people less in tax credits than insurance is expected to cost. Therefore people will have an incentive to buy only the coverage they need and use only the services they need. This is self rationing. In addition, the amount of tax credit the government will give will not be tied to the rising cost of health insurance. So as rates go up, individuals will have to pay ever more out of pocket costs or decrease their coverage.

From reports I've heard, Republics believe this difference between what people will have to pay and what the government will pay will incentivize private health insurers to control costs. It's nice to know Republics still have a sense of humor.

The Republic plan is guaranteed to work just as they plan. The costs to the government will go down and Medicare will be destroyed. Will the health of Americans be better?